Weatherization

Weatherization Assistance Program (WAP)

Mission: to reduce energy costs for low-income families, particularly the elderly, people with disabilities, and children, while safeguarding their health and safety.

The WAP makes it possible for low-income families to permanently reduce their energy bills. Contractors or crews install energy efficiency measures in homes occupied by qualifying low-income families free of charge. These are not expensive upgrades – the average cost is $7,669 per home. By reducing the energy bills of low-income families instead of offering aid, WAP reduces dependency & frees up funds for spending on more pressing family issues.

The Weatherization Program at Mid:

Weatherization may include

  • furnace & water heater inspection (if found unsafe can be repaired or replaced)
  • adding insulation in attics and walls
  • attic ventilation
  • insulating crawl spaces
  • installing water heater jackets
  • insulating water heater pipes
  • weather-stripping & caulking around doors, windows, and general heat waste areas
  • repairing broken windows and doors (possibly replacing them, if determined cost effective by the National Energy Audit Tool

Weatherization Qualifications:

POVERTY INCOME GUIDELINES

CONTIGUOUS STATES U.S. GRANTEES

INCOME LEVELS

Size of Family Unit

200%
1 $25,760
2 $34,840
3 $43,920
4 $53,000
5 $62,080
6 $71,160
7 $80,240
8 $89,320

For families with more than 8 persons, 200% of poverty level increases $9,080 or each individual person.

  1. Households are served by priority:
    • Persons 60 years of age or older
    • Persons with disabilities
    • Household with children less than the age of six
    • High residential energy users
    • Households with a high energy burden
    • All other low income
  2. Owners and Renters (with/landlord permission) – Frame and Mobile

To apply for Weatherization:

  1. Contact the Mid Community Service Coordinator for your County to start the intake process — click here for staff contact list:
  2. Waiting list
  3. Initial inspection (Back draft test, CO test, efficiency inspection & National Energy Audit Tool
  4. Work completed by contractor or crew – annual bid basis – $7,669 average/home for material & labor
  5. Provide insulation and seal direct penetrations
  6. Final inspection by Mid (Backdraft & CO test) and 10 – 50% monitored by NDEE

Down Payment and/or Closing Costs Assistance Grant – Buffalo County

Community Action Partnership of Mid-Nebraska (Mid) has received grant funds from the Nebraska Department of Economic Development (NDED) to provide a Down-Payment and/or Closing Cost Assistance Program (DPA) to assist low-to-moderate income first-time homebuyers in Buffalo County.  Properties within the incorporated limits of the following communities are eligible for the DPA project:  Amherst, Elm Creek, Gibbon, Kearney, Miller, Pleasanton, Ravenna, Riverdale and Shelton.

Click here for a DPA Application:

  • The amount of DPA for each homebuyer will be a maximum of $10,000
  • Assistance will be secured by a second mortgage, which will accrue 0% interest.
  • The original DPA loan will be forgiven on a prorated basis over the ten-year affordability period at a rate of 10% per year.

An eligible applicant must:

  • Be low-income; defined as anticipated gross annual income that does not exceed 120% of the area median income (1-person household = $65,400; 2-person = $74,760)
  • Be a first-time homebuyer; defined as a person(s) who has not had ownership interest in any residential real estate during the last three years. There are three exceptions to the first-time home buyer requirement:
    • Loss of home due to legal action (divorce)
    • Loss of home due to natural disaster
    • Loss of home due to a required job relocation
  • Be pre-qualified and income verified by a local conventional mortgage lender
  • Non-occupying co-signers, co-borrowers and co-owners are not permitted
  • Locate a qualified single-family property
  • Existing homes must meet NDED Rehabilitation Standards; Maximum purchase price is $171,000
  • Newly constructed housing must meet or exceed the most current International Energy Conservation Code; Maximum purchase price is $238,000
  • The property must not:
    • Be located in a Special Flood Hazard Area, wetland area, near a thermal explosive hazard or near a solid or hazardous waste site.
    • Be a mobile/manufactured home
    • Be a tenant occupied unit
  • The property must be permanently attached to a permanent foundation
  • The property must appraise at or above the purchase price
  • Contribute a minimum of $500 toward the purchase of the property
  • Successfully complete an approved REACH or eHome Homebuyer Education Workshop
  • Occupy the property as their principal residence for at least ten years after the closing date to avoid repayment of the prorated DPA balance

Down Payment and/or Closing Costs Assistance Grant – Dawson County

Mid has obligated HOME Program Reuse Funds to provide a Down-Payment and/or Closing Cost Assistance Program (DPA) to assist low-to-moderate income first-time homebuyers in Dawson County.  Properties within the incorporated limits of the following communities are eligible for the DPA project:  Cozad, Eddyville, Farnam, Gothenburg, Lexington, Overton and Sumner.

Click here for a DPA Application:

  • The maximum amount of DPA for each household will be $5,000.
  • Assistance will be secured by a second mortgage, which will accrue 0% interest.
  • The original DPA loan will be forgiven on a prorated basis over the five-year affordability period at a rate of 20% per year.

An eligible applicant must:

  • Be income qualified; defined as a household with an anticipated gross annual income that does not exceed 80% of the area median income.
  • 1-person household = $40,150; 2-person household = $45,850
  • Be a first-time homebuyer; defined as a person(s) who has not had ownership interest in any residential real estate during the last three years. Exceptions may apply.
  • Be pre-qualified and income verified by a local conventional mortgage lender.
  • Non-occupying co-signers, co-borrowers and co-owners are not permitted.
  • Locate a qualified single-family property.
  • Existing homes must meet NDED Rehabilitation Standards; Maximum purchase price is $137,000
  • Newly constructed housing must meet or exceed the most current International Energy Conservation Code; Maximum purchase price is $238,000
  • Mobile homes are not eligible for this program.
  • The property must appraise at or above the purchase price.
  • Contribute a minimum of $500 toward the purchase of the property.
  • Successfully complete an approved Homebuyer Education course.
  • Occupy the property as their primary residence for a minimum of five years after the closing date to avoid repayment of the remainder of the prorated DPA balance.

For additional information contact Jackie Harpst at jharpst@mnca.net or 308-865-5675.

Housing Rehab

Currently, no funding is available for Housing Rehabilitation projects.

Housing Rehabilitation Mission: Promote an adequate supply of quality, affordable, appropriate housing for low-and-moderate income individuals, families, and homeowners, including persons with special housing needs

  • Eligible Improvements include:
    • Health and safety measures – unsafe heating systems or electric wiring; egress;
    • Energy saving measures – insulation, primary & storm windows; doors
    • Structural measures – foundations; roofs; stairs;
    • Mechanical upgrades – modernization of plumbing, electrical, furnace

Housing Rehabilitation Qualifications:

  1. 100% of the area median income
  2. Property must be below the Nebraska Department of Economic Development Housing Rehab Standards

Occupied Rehabilitation (OOR) projects – No funds for OOR are currently available.

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Mid is an Equal Housing Opportunity Agency