Weatherization Assistance Program (WAP)

Mission: to reduce energy costs for low-income families, particularly the elderly, people with disabilities, and children, while safeguarding their health and safety.

The WAP makes it possible for low-income families to permanently reduce their energy bills. Contractors or crews install energy efficiency measures in homes occupied by qualifying low-income families free of charge. These are not expensive upgrades – the average cost is $7,669 per home. By reducing the energy bills of low-income families instead of offering aid, WAP reduces dependency & frees up funds for spending on more pressing family issues.

The Weatherization Program at Mid:

Weatherization may include

  • furnace & water heater inspection (if found unsafe can be repaired or replaced)
  • adding insulation in attics and walls
  • attic ventilation
  • insulating crawl spaces
  • installing water heater jackets
  • insulating water heater pipes
  • weather-stripping & caulking around doors, windows, and general heat waste areas
  • repairing broken windows and doors (possibly replacing them, if determined cost effective by the National Energy Audit Tool

Weatherization Qualifications:




Size of Family Unit

1 $25,760
2 $34,840
3 $43,920
4 $53,000
5 $62,080
6 $71,160
7 $80,240
8 $89,320

For families with more than 8 persons, 200% of poverty level increases $9,080 or each individual person.

  1. Households are served by priority:
    • Persons 60 years of age or older
    • Persons with disabilities
    • Household with children less than the age of six
    • High residential energy users
    • Households with a high energy burden
    • All other low income
  2. Owners and Renters (with/landlord permission) – Frame and Mobile

To apply for Weatherization:

  1. Contact the Mid Community Service Coordinator for your County to start the intake process — click here for staff contact list:
  2. Waiting list
  3. Initial inspection (Back draft test, CO test, efficiency inspection & National Energy Audit Tool
  4. Work completed by contractor or crew – annual bid basis – $7,669 average/home for material & labor
  5. Provide insulation and seal direct penetrations
  6. Final inspection by Mid (Backdraft & CO test) and 10 – 50% monitored by NDEE

Down Payment and/or Closing Costs Assistance Grant

Community Action Partnership of Mid-Nebraska (Mid) has received grant funds from the Nebraska Department of Economic Development (NDED) to provide a Down-Payment and/or Closing Cost Assistance Program (DPA) to assist low-to-moderate income first-time homebuyers in Buffalo County.  Properties within the incorporated limits of the following communities are eligible for the DPA project:  Amherst, Elm Creek, Gibbon, Kearney, Miller, Pleasanton, Ravenna, Riverdale and Shelton.

Click here for a DPA Application:

  • The amount of DPA for each homebuyer will be a maximum of $10,000
  • Assistance will be secured by a second mortgage, which will accrue 0% interest.
  • The original DPA loan will be forgiven on a prorated basis over the ten-year affordability period at a rate of 10% per year.

An eligible applicant must:

  • Be low-income; defined as anticipated gross annual income that does not exceed 120% of the area median income  (1 person household = $65,400; 2 person = $74,760)
  • Be a first time homebuyer; defined as a person(s) who has not had ownership interest in any residential real estate during the last three years. There are three exceptions to the first-time home buyer requirement:
    • Loss of home due to legal action (divorce)
    • Loss of home due to natural disaster
    • Loss of home due to a required job relocation
  • Be pre-qualified and income verified by a local conventional mortgage lender
  • Non-occupying co-signers, co-borrowers and co-owners are not permitted
  • Locate a qualified single-family property
  • Existing homes must meet NDED Rehabilitation Standards; Maximum purchase price is $171,000
  • Newly constructed housing must meet or exceed the most current International Energy Conservation Code; Maximum purchase price is $238,000
  • The property must not:
    • Be located in a Special Flood Hazard Area, wetland area, near a thermal explosive hazard or near a solid or hazardous waste site.
    • Be a mobile/manufactured home
    • Be a tenant occupied unit
  • The property must be permanently attached to a permanent foundation
  • The property must appraise at or above the purchase price
  • Contribute a minimum of $500 toward the purchase of the property
  • Successfully complete an approved REACH or eHome Homebuyer Education Workshop
  • Occupy the property as their principal residence for at least ten years after the closing date to avoid repayment of the prorated DPA balance

Housing Rehab

Currently, no funding is available for Housing Rehabilitation projects.

Housing Rehabilitation Mission: Promote an adequate supply of quality, affordable, appropriate housing for low-and-moderate income individuals, families, and homeowners, including persons with special housing needs

  • Eligible Improvements include:
    • Health and safety measures – unsafe heating systems or electric wiring; egress;
    • Energy saving measures – insulation, primary & storm windows; doors
    • Structural measures – foundations; roofs; stairs;
    • Mechanical upgrades – modernization of plumbing, electrical, furnace

Housing Rehabilitation Qualifications:

  1. 100% of the area median income
  2. Property must be below the Nebraska Department of Economic Development Housing Rehab Standards

Occupied Rehabilitation (OOR) projects – No funds for OOR are currently available.


Mid is an Equal Housing Opportunity Agency