Affordable Housing

Affordable Housing

brady“Helping people, changing lives, and making communities a better place to live.”

Mid’s vision is accomplished one house at a time through programs administered by the Housing Department. These programs promote safe, decent, affordable and appropriate housing for low to moderate income individuals, families and homeowners.

Mid has helped build 75 housing units across 17 counties and works to:

  • Develop new single family housing for home ownership,
  • Purchase existing homes, rehabilitate to meet local building costs and the Nebraska Department of Economic Development Rehabilitation Standards, and provide down payment assistance to first-time home buyers to purchase the homes.
  • Administer programs providing loans or grant to allow homeowners in rehabilitating their houses.
    • Buffalo, Franklin, Harlan, Kearney and Phelps counties
  • Provide REACH home buyer education workshops covering the basics of home ownership, including financing options. REACH classes are offered on the 2nd Tuesday and Thursday of various months from 6:00 p.m. – 10:00 p.m. at 16 West 11th Street, Kearney, NE. There is a $50 fee for the class. For more information, contact Jackie Harpst at (308) 865-5675 or view the REACH brochure.
  • You can also complete online home buyer education classes at www.ehomeamerica.org/mnca. Cost is $99 per household.

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Mid is an Equal Housing Opportunity Agency

Housing Success Story

*Carol is a 54 year old widow with Multiple Sclerosis who applied for assistance with her housing through a Community Development Block Program (CDBG) project that Mid administered. At the time of her original application, Carol was working 35 hours/week at the local grocery store. Due to a setback with her MS, she was unable to continue this employment. The loss of her job forced Carol to rely solely on her Social Security Disability benefits, leaving her no extra money for home repair.

Mid was able to blend funds from CDBG, the Weatherization Assistance Program, and the Assistive Technology Partnership (ATP) to make the repairs Carol needed to make her home safe, accessible and affordable. CDBG funds replaced 10 drafty windows and the basement stairs which were unsafe due to water and termite damage. The landing area and a new handrail were installed through the CDBG project. The Weatherization Program provided attic, sidewall and crawl space insulation and a new safe, efficient furnace with central air conditioning. Compact fluorescent light bulbs were also installed to further reduce Carol’s utility bill. In addition, a referral was made to and approved by ATP for a handicapped accessible bathroom. All of these improvements will allow Carol to remain in her home.

At this time, Carol is working with the local Vocational Rehabilitation Services office to learn new marketable job skills which will allow her to obtain employment in a new area.

She is extremely grateful for all the help she received. It is this gratitude that compels Mid to continually seek new ways to help people, change lives, and make communities better place to live.
*Name of the customer has been changed to protect our customer’s privacy.